Introducing,

The Debt Resolution Handbook

The Do-it-Yourself (Pro Se) Manual on
How to Beat Your Credit Card Lawsuit
Saving Time & Costly Attorney Fees.

The how-to handbook that would be banned from every county court library on  How to beat a

credit card lawsuit (Pro Se) without paying an expensive attorney."

Lawyers file thousands of credit collection lawsuits everyday; banking on the fact that only 2

percent of Defendants respond in time and with the right documentation. The Debt Resolution

Handbook comes complete with easy to use legal forms & documents prepared by a 26 year veteran attorney specializing in credit card lawsuits and winning.

 Most people that have used these methods have been completely successful winning their credit

card lawsuits. -G. Butler Attorney at Law

This step-by-step handbook gives you the following tools;

" Step-by-step guide to winning a lawsuit yourself (Pro Se).

" Disrupting the mindset of the scavenger debt collector.

" How to stop the nasty debt collection phone calls.

" How to protect your paycheck from garnishment.

" How to legally have your case dismissed.

" Complete with legal documents that flood the collector with Affirmative Defenses,

Interrogatories, and Admissions & Requests for documentation.

" All easy-to-use documents are print-ready and ready to file.

A true story about how J. West won her credit card lawsuit.

Ms. J. West came to us $9,000.00 in debt at an interest rate of 21%, owing to a secondary debt

collector. She was not making enough income to offer a payment the collector would accept. We

told her that we could help with another alternative.
All we did was supply her with our

attorneys Entry of Appearance and Answer to the Petition; she went to the county civil clerk,

filed them in the court record and mailed copies to the plaintiff s attorney, that s it, very

simple.

About five weeks went by and we got a call; it was Ms. West. She said,  I received some

court documents in the mail  and  What s a Dismissed with Prejudice? As usual we quickly

looked up the case on the county courts web-site and sure enough; Case Dismissed.


Ms. West successfully responded to the debt collectors summons within 20 days - that may be all

the time you have to properly file a defense once you ve been served.

When your time runs out -

you lose; the collector gets their Judgment by default; and your wages will be Garnished.

You have the right to legally fight back!

The Debt Resolution Handbook was written to help you
save your credit and protect your income!


Arm yourself with the tools you ll need to win your case.

Free Consultation
Designed to help you by phone or email. Just email us and we ll get you started

in the right direction. We ll get you through the challenges and help you put things in

perspective.

But we don t stop there, we also teach you how to negotiate debt to as low as 20% of the total

value  PLUS;

These sample negotiation letters;

" Sample Request for Validation of the Debt.
" Sample Settlement Letter.

" Sample Payment letter.

" Sample Agreement to make Payments.

" Sample Credit Bureau Dispute Letters.

And much more;



" Updating your credit report.

" State Statute of limitations for collection of a debt.
" Bankruptcy Chapter 7 & Chapter 13.
" State Government Web-sites.
" Your rights Under the Fair Debt Collections Practices Act.

100% Risk-Free Guarantee
We ll give you the same warranty we give our clients, if within 60 days

after purchasing the book you are not 100% satisfied we will refund your money in full.

Cases like yours are legally dismissed all the time!

Federal law gives you 30 days to demand a

validation of the debt once you ve been served a summons.

Avoid a Judgment and possibly

thousands of dollars in wage garnishments.

Considering the cost to your livelihood and credit

rating;
The Debt Resolution Handbook is a bargain at just $29.95.
Take action now.


Contact Us

We are working debt negotiators; we do this for a living, it s our day job and we take real

satisfaction helping people like you win collection lawsuits against predator debt collectors

and their attorneys.

Many of our experiences and much of what we ve learned working for our

clients are now incorporated in this handbook.

The main thing is; we want to give you the

benefit of that knowledge so you can get beyond the bad debt and move ahead toward a better

financial future; that s what we do.

Sincerely,

Jewelee H. Houston
Michael Turturici

Houston & Associates


Testimonials

 I wrote a letter disputing the debt by claiming a case of fraud; just like the one in the

handbook. The lawyer took four months looking for my credit file in a warehouse. I guess he

finally gave up looking because my case was dismissed; the balance was $5,822.12. Thank you

Debt Resolution Handbook.

 W. Barnes


 It s not that I wanted to get out of paying what I owed, but I could not afford to have 25%

taken out of my paycheck with a garnishment. When they dismissed their lawsuit I offered to pay

them fifty dollars a month; if they d put it in writing.
- B.

Johnson

 I thought the next thing I would see was a tow truck in my driveway but I was able to

negotiate a payment that was less than the original payment and at -0 %- interest; and kept my

work truck.

- B. Davis


 I had been negotiating debt as part of my own business for the previous sixteen years and among

the hundreds of success stories I could talk about; one in particular comes to mind. An attorney

that had been my adversary (suing my clients) for years was now in a pile of debt trouble

himself - to the tune of $250,000.00; and he was asking me for help! Using the same letters and

strategies you ll find in the DRH we settled with his creditors for 20% on the dollar. I wish I

would have written a book like this years ago .

-D. Sill

Sill Financial Services

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